Protecting You with the Best Auto Insurance Possible
The State of California requires minimum auto liability insurance. We go beyond the minimum required liability insurance because we know that our clients take pride in being responsible for any potential accidents that they might cause. At Raleigh Wills Insurance Services we work with our clients to protect their hard-earned assets that they’ve acquired over a lifetime and recommend liability insurance to ensure that.
Bodily Injury and Property Damage Liability Coverage
This coverage pays for injuries to other drivers, passengers and pedestrians, including damage to their property. We will work with you to ensure you purchase proper limits of Bodily Injury and Property Damage liability so that in the event of an at-fault accident, you have coverage to protect your assets from an injured party.
Uninsured and Underinsured Motorist Bodily Injury Coverage
This coverage pays for injuries to you and your passengers caused by an uninsured or underinsured driver. Even though auto liability insurance is required by our state, there are still large numbers of people who drive our roads and fail to maintain auto liability coverage. They might also fail to maintain a level of coverage that would pay for the medical bills and lost wages that are caused by being hit by an uninsured/underinsured motorist.
Medical Payments Coverage
This coverage will help with co-payments and deductibles associated with your own personal health insurance if you are at-fault in an auto accident and you or your passengers are injured.
This covers damages to your car from:
- Fire
- Theft
- Vandalism
- Hitting an animal in the road
- The rock that flies up off the road and cracks your windshield
- Other instances
This covers your car if you experience:
- An at-fault accident
- A collision with a stationary object like a pole or fence
- Damage from hit and run drivers
- Damage from identifiable uninsured motorists
- Roadside Assistance/Towing
- Rental Car Reimbursement
